Skip to main content

«  View All Posts


JSS Blog

May 26th, 2022 | 3 min. read

Sample HubSpot User

Sample HubSpot User

It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using 'Content here, content here', making it look like readable English.

Print/Save as PDF


Almost half of all long-term care insurance applications are declined for those over 70


stethoscope on money on insurance claim form

Older adults aged more than 70 old have a good chance of having their applications for traditional long-term care insurance declined, according to the American Association for Long-Term Care Insurance.


“Consumers simply are not aware of the need to health-qualify for long-term care insurance, so they delay looking into this important protection,” AALTCI Director Jesse Slome said. “After age 65, it gets increasingly hard to be accepted for this protection.”


Thirty-eight percent of applications from individuals aged 65 to 69 are declined, the organization reported, and after 70, the chances of having applications declined increases to 47%. The “sweet spot” to look for long-term care insurance, according to Slome, is between the ages of 55 and 65. “Once people are covered by Medicare, they start seeing more doctors, which is great but often increases the likelihood that medical conditions will be included as part of their health records,” the expert added.


Many traditional plans automatically decline applications from older adults over the age of 75, but that doesn’t make those individuals uninsurable overall, Slime said. Some linked-benefit and short-term care policies still will accept older applicants, he said. “They will have health requirements as well, but sometimes they can be easier to qualify for and should definitely be considered as viable options for those who want this protection,” Slome said.


Senior Choice at Home has different eligibility requirements, with no age limits, and provides a unique blend of health care benefits and financial security, making it an attractive option for those who want to plan for their long-term care, protect their assets, and remain at home. The Ultimate Peace Of Mind.

Click here to learn more.



OAM 22 for FB-1Jewish Senior Services Celebrates Residents & Clients During Older Americans Month!

May is Older Americans Month (OAM), a national celebration established in 1963 to acknowledge the contributions of past and current older persons to our country, in particular those who defended the nation. Here at JSS, we celebrate and honor older adults and all their contributions every day. 

Even as our compassionate and trained staff ensure our Residents and clients thrive, too many older adults and their families face difficulties finding services or support that exactly match their needs. 

It is both our mission and our joy to provide expert, quality care to all our Residents and clients, whom we honor during Older Americans Month and every day. Thank you for letting us support you (and your family)!