Mozaic At Home

Long-Term Care Planning for Your Future

Mozaic at Home is a membership-based long-term care planning that helps you plan for tomorrow with peace of mind. It's designed specifically for individuals and couples planning for the future by coordinating, providing, and paying for future long-term care needs now, at a fraction of the cost. With so much uncertainty about the future, our program provides financial predictability anyone can appreciate.

You don't have to navigate the process alone. Our long-term care protection lets you work with a personal care coordinator to build the future you want. If you want to remain at home as long as you safely can do so, Mozaic at Home provides you with the tools to make that possible. Mozaic at Home is a tool that gives you confidence in your future, no matter the circumstances.

Plan Today for Your Future Long-Term Care Needs

Senior care planning now keeps you in control of your future. You make critical decisions now, while you are independent and healthy. If and when your care needs change in the future, you have the plan in place, ready to meet your goals. There's no single solution that works for everyone. Mozaic at Home provides flexibility with long-term care for seniors. To see how we can help you with future care planning, consider the following questions:

• Where would you prefer to receive care if you could have options? At Home? In an assisted living facility?
• Who will coordinate your care if you cannot do so yourself?
• How will your future care needs be paid for?
• What happens if your needs change or become more complex?
• What happens if you need more care than you can get within your home?
• Which family members will be involved in your care decisions?

Long-term care planning must focus on all of the "what if" situations you face. But if you act now, planning for that long-term care doesn't have to feel limiting.

What is Mozaic at Home?

Mozaic at Home is a membership-based program administered by Mozaic Senior Life that provides, coordinates, and pays for qualifying long-term care for members. It offers numerous long-term care options to meet many of the needs seniors have later in life. The program includes:

• Long-term care planning
• Financial protection
• Access to care when needs arise
• Ongoing support from a care coordinator

How Does Mozaic at Home Work?

We make planning for long-term care more accessible. Here's what happens when you contact us.

1. Learn About Our Program While You're Independent

The first step is to schedule a personal one-on-one meeting or attend a seminar. You can learn about enrolling in a membership, while you are independent and capable of making your own decisions. Both individuals and couples can join.

2. Choose a Plan

We offer plan options, including some for those who already have long-term care insurance. You'll work with our plan coordinator to explore all options that fit within your goals. You'll work with our client services specialist to explore long-term care costs and needs with you without any pressure to act.

3. Get to Know Your Care Coordinator

A personal care coordinator works directly with you when you become a Member. You will meet and talk with your care coordinator on a regular basis, discussing any changes to your health and needs with our team of highly skilled professionals.

4. Receive Support When Your Needs Change

Over time, your needs will change. Our program coordinates the appropriate care for you based on your needs and the plans you've established.

5. Receiving Long-Term Care Support

Mozaic at Home will cover your care needs both on a short and long-term basis, however long you require care.

Long-Term Care that Adapts to Your Needs

One of the factors that makes learning how to plan for long-term care complex is the unknown future. By joining Mozaic at Home, you're not locked into a specific type of service or care level. You simply have no way to know what your future needs will be.

Your potential needs in the future may include:

• Supportive help at home
• Personal care support in your home
• Care coordination
• Help with health and mobility changes
• Assisted living support when you need more care and community
• Nursing home care if you have medically supported needs

Future care planning with Mozaic at Home lets you respond to your care needs, no matter how they change. If you ultimately need more care in an assisted living home or nursing facility, your plans go into effect to ensure you can afford that level of support.

The Benefits of Planning for Long-Term Care

Mozaic at Home offers numerous benefits. Most often, you won't see those benefits immediately, but you'll appreciate them later, when your needs change, and you need more help.

Greater Financial Predictability

Long-term care financial planning can be complex in every situation. With Mozaic at Home, you don't have to worry about unknown future expenses. Your care needs are met.

Professional Care Coordination

You have access to a personal care coordinator who helps you navigate your long-term care services when the time comes. You won't be left to figure it out on your own.

More Control Over Future Care

For many, this is the critical reason to invest in future care planning. It lets you state your wishes now and create a plan to meet them. That allows you to have better control over urgent needs.

Support for Family Members

By focusing on lifetime care planning now, you're not putting the pressure on your adult children or other relatives to make critical decisions later. You also alleviate the fear of making the wrong decision from their shoulders.

Care Beyond Connecticut

Long-term care at home is often the goal. But when that doesn't fit your needs any longer, Mozaic's at Home care can travel with you throughout the United States if you decide to move away. This is one of the benefits of choosing Mozaic.

Mozaic at Home vs. Long-Term Care Insurance

Mozaic at Home is very different from purchasing long-term care insurance. Neither is better for everyone. Both focus on preparing for your long-term care needs, including meeting your goals and managing expenses.

You may not be sure which is right for you, especially when you are wondering how to pay for long-term care or you're looking for long-term care insurance alternatives. Let us help you by providing a better comparison based on your life needs right now. Request a consultation to speak to us or attend a seminar (by invitation only).

Who is Mozaic at Home For?

Could this type of senior care financial planning be a good fit for you?

• You are currently living independently.
• You want to plan for future potential needs.
• Staying home as long as possible is your goal.
• Long-term care expenses worry you and you want to protect your assets.
• You want to have professional help coordinating future care.
• You recognize that continuing care at Home may not be enough, and you want options to accommodate changing needs.

Learn more about Mozaic at Home membership requirements or contact us to discuss your needs with a personal representative.

What Does Mozaic at Home Cost?

The cost for long-term care in Connecticut continues to rise year after year. But long-term care planning can be more affordable if you make a plan now, before a crisis. That's when you may be worried about how to pay for long-term care that matches complex needs. Mozaic at Home associated costs vary based on the plan that you select, as well as your age and based on your needs and goals. The best way to learn how affordable senior care financial planning can be is to schedule a personal one-on-one meeting or attend an educational seminar.

Start Planning Before You Need Long-Term Care

Now is the time to take action. If you are currently living independently, you remain in control over these big decisions. Long-term care planning shouldn't wait until there is an urgent need. In general, the healthier and more independent one is, the better the options that are available to them.

When you take the time to create a plan now, you benefit in several ways:

• You have time to consider all of your plan options.
• Asking questions and really thinking through your decisions is easier to do.
• You have time to speak to your family to discuss your needs and their concerns.
• There's time to evaluate all financial considerations.
• You remain in control over your future care.

Chat with us about when it is most appropriate for you to take action.

Learn More at a Complimentary Educational Seminar

Mozaic at Home lets you invest in and decide on your future care needs now, while you're healthy and independent. You can choose from a range of plans and understand all of the benefits and costs upfront. Join a seminar or you can schedule a one-on-one appointment.

Our plans work with you based on your needs as they change over time. We encourage you to compare program plans and really think about your needs. Additional information is readily available to you. Use our senior care planning resources and check out our Mozaic at Home FAQs. Talk to a Mozaic at Home specialist, and we'll answer all your questions.

Mozaic at Home Care FAQs

What is Mozaic at Home?

Mozaic at Home is a type of long-term care planning tool. You'll make key decisions about your future and start pre-planning for costs and objectives with our team.

How does Mozaic at Home Work?

It's a long-term care planning program designed to allow you to make decisions about your future needs now, while you are healthy and living independently. As a form of long-term care protection, you can reduce many cost worries before your family has to figure it out later.

Who is eligible for Mozaic at Home?

Explore our long-term planning requirements or speak to a specialist to learn more about your qualifications. long-term planning requirements.

Does Mozaic at Home only provide care at Home?

No, your membership also covers care in a long-term care facility, such as an assisted living community or nursing home. You have a care plan that addresses all of your needs. That includes helping you remain at Home as long as it is safe for you to do so.

What happens if I move out of Connecticut?

Our Portability Benefit is available for an extra fee to cover your care if you move out of the state.

How is Mozaic at Home different from long-term care insurance?

As one of the best long-term care insurance alternatives, Mozaic at Home offers more flexibility, personalization, better cost management, and more care options. We encourage you to explore all of your long-term care planning options with us.

When should I start planning for long-term care?

It's never too soon to start planning for long-term care. There's no reason to put off easing your mind. If you're unsure when to plan for long-term care, it's probably time to do so.